ASSIGNMENT代寫

新西蘭assignment代寫 公平信用

2020-07-09 23:21

兩種主要類型的背景調查通常被稱為信用調查和犯罪歷史調查。“信用檢查”這個術語有點誤導人,因為雇主尋求的大多數信用檢查涉及的信息遠遠超過個人的信用記錄。公平信用報告法(FCRA)涵蓋了信用檢查的使用,指的是“消費者報告”,其中可能包括個人的資信、信用狀況、信用能力、性格、一般聲譽、個人特征和生活方式等信息。消費者報告也可能包含犯罪背景調查,顯示逮捕和定罪記錄,監禁記錄,性犯罪者名單或登記,在其他事情,首先雇主必須從任何個人獲得書面釋放之前,他或她受到背景調查。該發布必須是獨立的文件,與就業申請或其他政策或手冊分開,并必須包含一個明確和明顯的披露,個人是被要求的消費者報告。當要求消費者提供調查報告時,需要額外的程序,包括告知當事人他或她有權要求提供有關調查性質的額外信息。第二,雇主在聘用消費者報告機構對同意聘用的個人進行背景調查時,必須證明消費者報告只用于雇用雇員的目的;這些信息的使用不會違反聯邦或州的平等就業機會法。第三,一旦雇主根據報告中的信息決定不雇傭個人,雇主必須在采取不利行動之前,向個人提供一份消費者報告和聯邦貿易委員會的《公平信用報告法下你的權利摘要》。“這些披露的目的是給消費者一個機會來質疑任何不準確或不完整的信息。
新西蘭assignment代寫 公平信用
The two primary types of background checks are generally referred to as credit checks and criminal history checks.  The term “credit check” is a bit misleading because most credit checks sought by employers involve significantly more information than just someone’s credit history.  The Fair Credit Reporting Act (FCRA), which covers the use of credit checks, refers to “consumer reports” that may include information on an individual’s creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, and mode of living.  Consumer reports may also contain criminal background checks, showing arrest and conviction records, confinement records, and sex offender lists or registrations, amongst other thingsFirstemployers must obtain a written release from any individual before he or she is subjected to a background check.  The release must be its own document, separate from an employment application or other policy or manual, and must contain a clear and conspicuous disclosure to the individual that a consumer report is being requested.  When an investigative consumer report is requested, additional procedures are required, including informing the individual that he or she has the right to demand additional information about the nature of the investigation.  Second, in engaging a consumer reporting agency to conduct a background check on an individual who has provided consent, employers must certify that the consumer report will be used for employment purposes only; that the information will not be used in violation of federal or state equal employment opportunity laws.  Third, once an employer elects not to hire an individual based on information in the report, the employer must, before taking adverse action, provide the individual with a copy of the consumer report and the FTC’s “A Summary of Your Rights Under the Fair Credit Reporting Act.”  The purpose of these disclosures is to give the consumer an opportunity to dispute any inaccurate or incomplete information。
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